Classification Talks

Jennifer Cubitt

Jennifer's banking career spans over 25 years with extensive experience in commercial lending, originating, underwriting, closing and servicing commercial loans for a variety of loan types and industries.

She has managed a diversified portfolio that includes operating companies, commercial investment real estate purchases, refinance of debt, construction to permanent financing, hospitality, business acquistion, SBA lending and business expansion loans for all types of industries. She attended the Virginia Bankers School of Bank Management at the UVA Darden School of Business. Her last position as Vice President and Commercial Lender was with the Virginia Credit Union prior to forming Diversified Financial Solutions, LLC.

Participation includes: Greater Richmond Association for Commercial Real Estate; SBA Small Business Awards Foundation; The Rotary Club of Richmond; and Abbots Mill HOA.

Jennifer is an avid tennis player and not so good golfer. She enjoys spending time with her family and at her mountain cottage in Hot Springs, VA.

Major Samuel Kim

Major Samuel Kim joins his wife Christine Kim in their 15th year of service with The Salvation Army. Though they were commissioned in 2008 as part of the God's Fellow Workers session, they were no strangers to the Army and "Doing The Most Good." Both hold degrees from the Korea Baptist Theological University -- he a Master of Divinity and she a Bachelor in Social Welfare -- and began Doing The Most Good as a Youth Director and Sunday School volunteer respectively in 2003 at the Landmark Corps in Alexandria, VA. Their first three appointments were in Florida as Corps Officers / Pastors, beginning with Hernando County, then Venice, and ending with Martin County. Following Florida, they served as Divisional Youth Secretaries for the Potomac Division before serving as Corps Officers in Spartanburg, SC. On June 19, 2023, they began their appointment as Area Commanders in Richmond, VA.

In addition to The Salvation Army School for Officers Training and a degree from Korea Baptist Theological University, Major Samuel obtained his Doctor of Ministry from the Gordon-Conwell Theological Seminary in 2020.

They have two adult children: Joseph graduated from the University of South Florida nursing program in May 2023 and currently works as an RN at Tampa General Hospital. Sarah attends Virginia Commonwealth University and is expected to graduate in May 2024 from their art program.

Major Samuel owns a few hand saws; however, they are for honing his musical talents, not woodworking skills. this unique and beautiful sound comes from the musical saw -- nicknamed the Singing Saw -- and Major Samuel always has his musical saw in tow and plays it wherever he goes to proclaim the Gospel of Jesus Christ.